What Is Chase Routing Number in Illinois

What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).

List of Chase Routing Numbers by State

Your Chase routing number is associated with the location of the bank where you opened your account.

Even if you moved or mostly visit another Chase branch, what matters is the bank where you originally opened your account.

Here are the Chase routing numbers by state:

State	Chase Bank Routing Number
Arizona	122100024
California	322271627
Colorado	102001017
Connecticut	021100361
Florida	267084131
Georgia	061092387
Idaho	123271978
Illinois	071000013
Indiana	074000010
Kentucky	083000137
Louisiana	065400137
Michigan	072000326
Nevada	322271627
New Jersey	021202337
New York—Downstate	021000021
New York—Upstate	022300173
Ohio	044000037
Oklahoma	103000648
Oregon	325070760
Texas	111000614
Utah	124001545
Washington	325070760
West Virginia	051900366
Wisconsin	075000019

Easy Ways to Find Your Routing Number

Chase has branches throughout the United States and uses different routing numbers for different regions. You'll also need a different routing number for ACH and wire transfers.

© CreditDonkey

Can't remember where you opened your account? Here are easy ways to find your Chase routing number:

Use a Check
Your routing number in the first 9 digits located on the lower left-hand corner of every check.

© CreditDonkey

The first set of numbers is your routing number, and the next set (on the right) is your specific checking account number. In between is a symbol (that looks like a vertical dash with a colon).

Go Online
Log into your account and click the last four digits of your account number. Your routing number will appear above your account information. You can also use search at the top of the screen "routing number" to find the correct routing number for your account.

Use the App
Access your account through Chase's mobile app. Press Show details under Account Details to view your routing (and account) number.

Call Customer Service
As a last resort, if you don't have online checking or a check handy, call Chase customer support at 800-935-9935. After you verify a few details to identify yourself, a representative will be able to confirm your account's routing number over the phone.

Chase savings accounts use the same routing numbers as checking accounts.

Chase Routing Numbers for ACH Transfers

You will need your routing number for any ACH transfers. This is an electronic transfer of money between financial institutions. You use ACH transfers for many common banking activities, such as:

• Receiving direct deposit
  
• Setting up automatic bill payments
  
• Transferring money between accounts at different banks
  
• Transferring money to/from investment firms
  
• Receiving benefits from the government, including tax refunds

For ACH transfers, use the routing number for the state where you opened your Chase account (the one that's on your check).

State	ACH Routing Number
Arizona	122100024
California	322271627
Colorado	102001017
Connecticut	021100361
Florida	267084131
Georgia	061092387
Idaho	123271978
Illinois	071000013
Indiana	074000010
Kentucky	083000137
Louisiana	065400137
Michigan	072000326
Nevada	322271627
New Jersey	021202337
New York—Downstate	021000021
New York—Upstate	022300173
Ohio	044000037
Oklahoma	103000648
Oregon	325070760
Texas	111000614
Utah	124001545
Washington	325070760
West Virginia	051900366
Wisconsin	075000019

If you're planning on withdrawing money from your savings account, make sure you don't go under the required Chase Savings account minimum balance. And remember that savings accounts have a federal limit of 6 withdrawals per month.

Chase Routing Numbers for Wire Transfers

For wire transfers, Chase uses different routing numbers.

• Domestic wires
  If you plan to receive money by wire, you will need to provide your bank account information to the person sending. The Chase routing number for wires is 021000021.

  NOTE: This is a different routing number than the one at the bottom of your checks. You can also search for routing information on the Federal Reserve routing directory.

• International wires
  Use the Chase SWIFT code CHASUS33.

  SWIFT (Society for Worldwide Interbank Financial Telecommunication) codes are the international equivalents of the US routing numbers. They direct the money to the correct bank for international transfers.

If you are sending a wire, you can do it from your Chase web account or visit a branch. You'll need to also provide:

• The name of your recipient
  
• The name, address, and phone number of the receiving bank
  
• The recipient's bank routing number and checking account number
  
• The recipient bank's SWIFT code (for international transfers)

PRO TIP: When you send or receive money using your bank, you might lose out on a bad exchange rate and pay hidden fees as a result. That's because most banks still use an old system to exchange money. Consider using Wise, which is usually much cheaper.

What is a Bank Routing Number Exactly?

Also called routing transit number (RTN) or American Bankers Association (ABA) number, this 9 digit number is essentially an ID for the financial institution assigned by the ABA.

When you deposit a check or send money to other bank accounts, the routing number will tell the bank where this is to be processed. Large banks, like Chase, will have multiple routing numbers serving each region and/or task.

Breaking Down Your Routing Number
The first four numbers pertain to the Federal Reserve. The next four numbers are unique to your bank. Consider those the bank's address for the Federal Reserve. The final digit is a mathematical calculation of the first eight digits—it's used to prevent check fraud.

Chase Bank Account Promotions

Member FDIC

Chase Total Checking® - $225 Bonus

Expires 1/19/2022

• New Chase checking customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
• Access to 16,000 Chase ATMs and more than 4,700 branches
• Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
• Open your account online now
• Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
• Overdraft Services - no fee if you're overdrawn by $50 or less at the end of the business day*
• *We charge a $34 Insufficient Funds Fee per item during our nightly processing beginning with the first item that overdraws your account balance by more than $50 (maximum of 3 fees per business day, up to $102).

Member FDIC

Chase Business Complete Banking℠ - $300 Bonus

Expires 1/20/2022

• Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
• More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
• Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
• Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
• Alerts to help you stay on top of your account activity.
• Easy account management through Chase Business online and the Chase Mobile® app.
• Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
• Convenient access to 16,000 ATMs and more than 4,700 branches.

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 1/19/2022

• New Chase checking customers enjoy $100 when you open a Chase Secure Banking℠ account with qualifying activities.
• No minimum deposit to open, no fees for Chase Online℠ Bill Pay, money orders, cashier's checks or to send money
• No paper checks to track
• Just a simple $4.95 monthly service fee
• Use the Chase debit card to help you spend only the money you have available, without worrying about overdraft fees.
• Bank with the Chase Mobile® app and Chase Online℠
• Get helpful account alerts so you can monitor your balance and more.
• No need to worry about unauthorized card transactions when reported promptly with Zero Liability Protection.

Member FDIC

Chase First Banking℠

• Open a new Chase First Banking℠ account. It's a debit card for kids ages 6-17 with $0 monthly service fee.
• You must be an existing Chase checking customer to open a Chase First Banking account.
• Chase First Banking helps parents teach teens and kids about money by giving parents the control they want and kids the freedom they need to learn.
• Teach your kids to spend, save and earn - all from the Chase Mobile® app.

Compare Checking Account Promotion

Citi Priority Account - Up to $1,500 Cash Bonus

Expires 1/4/2022

• Earn up to $1,500 cash bonus when you open a new account with required activities
• Open a new eligible checking account in the Citi Priority Account during the offer period 10/5/21-1/4/22
• Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
• Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
• After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days

Member FDIC

HSBC Premier Checking - $450 Welcome Deposit

Expires 1/5/2022

• Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
• Open your new HSBC Premier checking account online by January 5, 2022; and
• Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
• You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
• Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Acorns Checking: $75 Bonus

Expires 12/31/2021

• Setup Acorns Checking as your direct deposit method with your employer
• Receive 2 direct deposits of at least $250 / deposit
• $75 bonus will be deposited into your Acorns account within 45 days

Is there a routing number on your debit or credit card?

Although your debit card is associated with a bank account, you do not use a routing number for debit card transactions. Routing numbers are only used for transfers directly between bank accounts.

Likewise, credit cards do not have routing numbers since they are not directly linked to any bank account. When you pay your card online, you may need to use your bank account routing number to set up the link between your credit card account and checking account, like you would for any other bill.

Bottom Line

You'll likely need your Chase routing number when managing your finances. Keep it handy should you need to set up a direct deposit, automatic payment, or wire transfer.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

What Is Chase Routing Number in Illinois

Source: https://www.creditdonkey.com/chase-routing-number.html

Share this post